Investment Advice

History teaches that taking the long view is the most effective way to weather the ebbs and flows of financial markets, changing economic conditions, and whatever else life throws at you.

There is, of course, no such thing as the perfect investment. But by learning everything we can about your financial goals, personal circumstances, and attitudes towards risk and volatility we can help you to define and create a strategy that works for you.

Independent investment advice

It won’t surprise you that we advocate working with a whole-of-market, independent financial adviser, to develop a diversified portfolio.

Whether you have an existing portfolio of investments, or are just starting out on your investment journey, think of your Talis IFA as an ally who will work with you to navigate the often complex and occasionally confusing world of investing.

As independent financial advisers, once we’ve helped you to define or clarify your financial goals, we’ll look at the whole market to make recommendations that are suitable for you.

Understanding investments

We always look at the bigger picture by considering your complete financial circumstances and how every factor interacts. Would it be more advantageous to pay off your mortgage, or to remortgage, before investing? Do you have any other debts?

Are you making the most of your tax-free saving allowances to invest in ISAs, or maximising your annual pension contribution allowances? If you’re married, or in a civil partnership, are you fully utilising both partners’ tax allowances?

We’ll explain your options and the implications of your decisions and give you clear, objective advice based on your goals.

You’ll be able to view your portfolio through our secure client portal, and have regular review meetings to ensure that your financial arrangements remain suitable.

When it comes to releasing cash from your investments, we’ll make sure you are fully aware of any tax implications and possible unintended consequences of your actions.