As we enter another new tax year, now is the time to plan ahead and tweak your financial arrangements for maximum returns. The pension lifetime allowance has increased to £1,055,000; an increase in the income tax personal allowance from £11,850 to £12,500 means you can now save £130 in tax this year. The higher paid […]
If I had my way, I would write the word ‘insure’ upon the door of every cottage and upon the blotting book of every public man, because I am convinced, for sacrifices so small, families and estates can be protected against catastrophes which would otherwise smash them up forever. So said Winston Churchill What happens […]
The triple lock has significantly improved the lot of those in receipt of state pension, but an aging population has forced the government to push back the age from which we can expect to receive that pension. Women in particular feel extremely aggrieved about how their state pension entitlement has been eroded. How can we […]
This week’s program will cover How to so organise your affairs that you enter 2019 organised, in control and confident about the future! Whether this be through the use of a budget planner or the elimination of unnecessary monthly costs, there are many ways to make ends meet and avoid slipping into a spiral of […]
Although we usually associate Christmas with precious family time and offering gifts to loved ones, we all tend to over consume and for many Christmas is overshadowed by debt and financial worries. Get organised early and set a clear and realistic budget in order to avoid overspending and ending up reliant on credit cards or […]
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