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Lynda Croome

Independent Financial Adviser & Chartered Financial Planner

East Midlands - West Midlands

I’m a Chartered Financial Planner and Independent Adviser based in the Midlands. I’ve been helping people make confident money decisions since 1994 – first with companies like United Friendly, NPI and Royal Sun Alliance, and since 2003 through my own independent practice.

If you’re looking for financial planning in the Midlands and prefer straight-talking advice over jargon, you’re in the right place and I’d love you to read the case study below.

Who I work with

I mainly support:

  • Individuals and couples who want clarity and confidence about their future
  • Business owners who need their personal and business finances to work together
  • Families wanting to protect what they’ve built and pass it on tax-efficiently

My clients often tell me they like that I’m local, accessible and genuinely interested in what they want from life – not just their money. When people search for financial advisors locally, they’re usually looking for someone they can trust and build a long-term relationship with. That’s exactly how I work.

How I work

I start with a conversation, NOT a product. We’ll talk about:

  • What your life looks like now
  • What you’d love the future to look like
  • What worries you about money

From there, I build a clear financial plan that pulls everything together – pensions, savings, investments, mortgage, protection, business interests and estate planning. We’ll review it regularly so it keeps pace with life’s changes: career moves, business growth, children, divorce, illness, retirement and everything in between.

No templates, no “one size fits all” – just thoughtful, personalised planning.

What we can cover

Depending on your needs, I can help with:

  • Protecting your family and lifestyle
  • Retirement and lifestyle planning
  • Investments and savings
  • Education and university costs
  • Borrowing and lending advice (including mortgages)
  • Long-term care planning
  • Writing Wills, and Estate and Legacy planning
  • Working alongside your accountant or solicitor on tax and estate issues

Ready to chat?

If you’re based in the East or West Midlands and want friendly, down-to-earth financial advice, I’d be delighted to talk. I offer a free initial consultation so you can see if I’m the right fit for you – no pressure, no obligation.

Book your free consultation:
📞 07904 222864
📞 0115 8220225
📧 ljc@talisifa.com
🔗 Online booking: https://zcal.co/lyndacroome/30Mins

Let’s start turning your ideas about the future into a clear, practical plan.

Case study: From “Working to 67” to “We could retire now”

I recently met a couple who were doing everything “right” – living within their means, keeping up with the mortgage and bills – but with no spare money for the things they enjoyed, like holidays and Christmas. At 55 and 57, they both assumed they’d be working until at least 67, and she felt under pressure for her new business to bring in a certain level of income just to stay on track.

I carried out a full review of their finances – income, spending, savings, investments, pensions and mortgage – and used cashflow planning to test different scenarios.

The outcome?

  • They can pay off their mortgage now, freeing up monthly surplus for the “nice to haves”.
  • The pressure is off the new business – it no longer needs to meet a specific income target just to cover essentials.
  • Most importantly, the numbers showed they could retire now if they chose to.

Knowing they don’t have to work to 67 has completely changed how they feel about the future. They now have choice, flexibility and peace of mind.

This for me, is what good financial planning is all about.

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